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Personal Loans

Consumer Loans

Clover Community Bank offers a variety of consumer loans with competitive rates. We have a dedicated and experienced consumer lending team to assist you with your personal loan needs.  From helping you purchase a car or recreational vehicle, to helping you remodel your home or even finance that dream vacation, your local bank is here for you.  We make it simple and quick. The application process is easy and our in-house credit decisions make your approval fast.

Contact one of our loans specialists today and tell us what type of loan you need and one of our experienced lenders will help you find the right loan for you and your family.

Mortgage Services

Owning that dream home, whether building or buying, or simply refinancing, requires preparation and planning. As you, our valuable customer, strive to achieve your goals, we at Clover Community Bank want to be a part of your success by helping make your dreams become a reality. For this reason we offer a selection of mortgage loans designed to best suit your needs. We work hard to make our mortgage loans convenient and affordable for you.

Make an Appointment

Make an appointment today with our mortgage specialist for pre-qualification. You can contact Jason Smith in our Clover office at 803-222-8614 or Sally Melton in our Lake Wylie office at 803-831-2373.

Be sure to bring with you the following items:

  1. Social Security Number
  2. Residence Address past two years
  3. Names and Addresses of each Employer past two years
  4. Gross Monthly Salary
  5. Names, Addresses, Account Numbers & Balances of Checking & Savings Accounts
  6. Three Months’ Bank Statements
  7. Names, Addresses, Account Numbers, Balances & Monthly Payments on all Open Loans
  8. Addresses of all other Real Estate owned and Loan Information
  9. Year to Date Pay-stub and two years W-2s
  10. Tax Returns if Self-Employed

Home Equity Line of Credit

A Home Equity Line of Credit is a convenient way to have immediate access to borrowed funds when you need them. Your line, secured by a first or second mortgage on your primary residence, may be accessed by writing a check or transferring funds to a regular checking account. Also, an Equity Line may provide you with some tax breaks (consult your tax advisor). Call one of our loan specialists today and see how easy and convenient a Home Equity Line of Credit can be.