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Personal Savings

Account Type Minimum Amount Required to Open Monthly Maintenance Charge Number of Withdrawals or Transfers per month at no Charge Additional Withdrawals or Transfers Charge Other
Savings $100 $4* 3 $3 each
Minor Savings
$25 No Monthly Maintenance Charge 3 $3 each Must be under 18 years of age
Christmas Club $25 No Monthly Maintenance Charge No transfers or withdrawals allowed Interest bearing account with check for account balance issued the last day of October.

Withdrawals include ATM withdrawals. Transfers include telephone and online banking transfers.

*To avoid Monthly Maintenance Charge, must maintain a minimum daily balance of $100.

Money Market Deposit Accounts

The Money Market Account is a tiered, interest-bearing account that earns higher, competitive money market rates. Minimum balance requirements must be maintained for interest rates and APY (Annual Percentage Yield) to be applicable. Certain restrictions apply.*

We offer the following two accounts:

Money Market Account

  • $1,000 minimum deposit to open
  • $1,000 minimum daily balance to earn interest
  • $1,000 average daily balance to avoid monthly maintenance charge of $10
  • Higher interest rates paid for minimum balance of $10,000 or higher

Money Market Max Account

  • $10,000 minimum deposit to open
  • $10,000 minimum daily balance to earn interest
  • $10,000 average daily balance to avoid monthly maintenance charge of $15
  • Higher interest rates are paid at the following tiers: $25,000; $75,000; $150,000

*Federal regulations limit preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions to 6 per statement cycle. Over this limit, each item $10.