Home Equity Loans

    Paying for home improvements can sometimes be a challenge when you already have a mortgage. Turn that weakness into an advantage and leverage your equity into a ready source of cash. A home equity loan offers a great opportunity to finance a wide array of needs at a competitive rate. From college tuition, vacations, or debt consolidation — use your equity and secure your loan from Clover Community Bank today!

    Summary
    • Competitive rates for one-time needs:
      • Home remodel projects
      • Debt consolidation
      • Education expenses
      • Major life events
      • And much more!
    • The existing equity in your home is used as collateral backing
    • Line of credit also available — see HELOC below
    • The interest paid may be tax deductible*
    • Local decision making and processing
    • Helpful, customized service throughout the entire process
    Home Equity Line of Credit (HELOC)

    It’s like the best of both worlds — A HELOC offers a revolving credit line (like a credit card) at a competitive interest rate. Tap into your funds at any time for just about any need — from a home improvement to a family vacation — without having to reapply every time. Also a great option if you prefer to pay as you go.

    • Competitive rates for a wide range of ongoing needs:
      • Home improvements
      • Medical expenses
      • Renovation projects
      • And much more!
    • Direct, anytime access to funds without reapplying
    • Revolving credit – when you repay, your limit is replenished for future borrowing
    • Only pay interest on the part that's used
    • The interest paid may be tax deductible*
    • Local decision making and processing
    • Helpful, customized service throughout the entire process

    Finance any need —
    big or small.

    Apply at a branch — See Locations & Hours

    *Consult a tax adviser.