Free checking that pays you, not the other way around.  

Don't pay us, we'll pay you — like really high interest and nationwide ATM fee refunds, to be exact.* Free Kasasa Cash® puts cash in your pocket for simple, everyday tasks you’re probably already doing anyway. Keep cash flowing in the right direction — your way — by signing up for free, high interest Kasasa Cash. 

Summary
  • 2.02% APY* on balances up to $10,000
  • 2.02% to 0.32% APY on balances over $10,000 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • ATM fee refunds nationwide*
  • Can link to high-interest Kasasa Saver® account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking with bill pay
  • Free eStatements
  • Free mobile banking
  • Free MasterCard® debit card
  • $50 minimum deposit to open

Qualifying for rewards is easy

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: 

    • Have at least 1 direct deposit or ACH (automatic) transaction post and settle
    • Have at least 12 debit card purchases* post and settle 
    • Be enrolled in and agree to receive eStatements

        Seriously simple stuff. But even if you miss one month, don’t worry. Your account is still free. Plus, you can get right back to earning your full rewards the very next month. 

        So little effort... so much reward!

        Apply at a branch — See Locations & Hours

        *Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. 

        Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 2.02%; and balances over $10,000 earn 0.15% interest rate on the portion of balance over $10,000, resulting in a range from 2.02% to .32% APY depending on the account’s balance and (2) you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  When Kasasa Cash qualifications are not met, all balances in the account earn 0.03% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs are accurate as of 09/01/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

        Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly ACH transaction and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.